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Doc 12FCA

Investment Disclaimer

Updated: August 5, 2026v1.0Investra International Ltd

1. General

This Investment Disclaimer applies to all content on the Investra platform operated by Investra International Ltd, 128 City Road, London EC1V 2NX, United Kingdom, including Listings, market analyses, yield estimates, articles and webinars (together, “Content”).

The Content is provided for general information only. It does not constitute investment advice, a personal recommendation, an offer, or a solicitation to buy or sell any property or financial instrument, and it has not been prepared with regard to your individual objectives, financial situation or needs.

2. No Regulated Advice

Investra is not authorised to provide regulated investment advice or financial intermediation services. Where Content refers to financing, mortgages or investment structures, you should obtain advice from an adviser authorised in your jurisdiction before acting.

References to regulatory frameworks, including the UK Financial Conduct Authority (FCA) regime, are descriptive only and do not imply authorisation or endorsement.

3. Risk Warnings

The value of real estate can fall as well as rise, and income from property is not guaranteed. Past performance and forecast yields are not reliable indicators of future results. Property is an illiquid asset: you may be unable to sell quickly or at the expected price.

Cross-border purchases involve additional risks, including currency fluctuations, differing legal systems, title regimes and tax treatment. In certain markets, including the TRNC, title and recognition issues require specialised legal review; buyers should always instruct independent local counsel.

4. Forward-Looking Statements

Content may contain projections, estimates and forward-looking statements identified by words such as “expects”, “projects” or “may”. Actual outcomes may differ materially. We assume no obligation to update forward-looking statements except as required by law.

5. Third-Party Information

Certain Content is derived from Providers, public registers and market-data suppliers. While we apply reasonable care in selection, we do not independently verify all third-party information and accept no responsibility for its accuracy or completeness.

6. No Fiduciary Relationship

Use of the Platform does not create a fiduciary, advisory or client relationship between you and Investra. Decisions to transact are made solely at your own risk.

7. Tax

Tax treatment depends on individual circumstances and the rules of the relevant market, and may change. Illustrative tax figures in Content are simplified examples and must not be relied upon; consult a qualified tax adviser.

8. Jurisdictional Restrictions

The Content is not directed at persons in jurisdictions where its publication or availability would be contrary to law. It is your responsibility to inform yourself about and observe applicable restrictions.

9. Contact

Questions regarding this Disclaimer may be sent to compliance@investra.io.

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